Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score. theYear = now.getYear(); Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Getting a Mortgage With a Smaller Down Payment and No PMI. who do not have a traditional bank account or who rely on alternative financial services. now = new Date(); The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. Company, Member FDIC, upon card activation and identity verification.1. For What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. ; No late fees or interest charges because this is not a credit card. Mobile Check Load is a service provided by First Century Bank, N.A. Check the information is accurate and submit your application. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. transfer conducted through a Netspend Customer Service agent. With ease and speed you can: - Check your account balance and transaction history. However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. or originating bank. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. 1, 2020. Use of Card Account also subject to fraud See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. Bankrate has answers. Compare Home Equity Lines of Credit Reviews. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Copyright 2023 SuperMoney, LLC. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. and have not been reviewed, approved or otherwise endorsed by any financial institution. Take our 3 minute quiz and match with an advisor today. Certain products and services may be licensed under U.S. Patent Nos. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. 1, 2020. Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. All Rights Reserved. processed. How much should you contribute to your 401(k)? The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. There's no interest or late fees because it's not a credit card. Standard text message or data rates may apply. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 9 Custom Card Fee applies. Home equity line of credit (HELOC) calculator. financial product. Details about bill payment methods are available in the Online Account Center. Should you accept an early retirement offer? financial product. Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. Netspend Corporation.All rights reserved worldwide. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Walmart MoneyCard. Bankrate.com is an independent, advertising-supported comparison service. Republic Bank & Trust Company and Mastercard are When your highest-paid employees spend time handling cash, your business loses time and money. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Brink's gives you the peace of mind you deserve. The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Greater of 2.0% of total check amount or $5.00 per check load. While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. While we adhere to strict What bank does Brinks prepaid Mastercard use LET'S TALK. No late fees or interest charges because this is not a credit card. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. Certain products and services may be licensed under U.S. Patent Nos. (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support If Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. $5.95 for processing and mailing of a return of funds check at Card Account closure. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. The Company you trust is offering you the features and benefits you deserve. With Brink's Direct Deposit, you can get paid faster than a paper check. Cardholder is responsible Cardholder is responsible for repayment of any negative balance. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. Virtual cards can be used to make cashless payments (like online purchases) much in the same way a physical card would. Login. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. 4% per foreign transaction. Netspend Corporation.All rights reserved worldwide. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. Cash back rewards are credited to your Card Account and are not available in the form Features 10.0/10. If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. However, if used correctly, it can be handy in a bind and help people financially establish themselves before graduating to checking accounts and secured credit cards. Residents of Vermont are ineligible to open a Card Account. Fee Fraud prevention restrictions may delay availability of funds with or without notice. See your Cardholder Agreement for details. I mention reloading because it would be IMHO, the only reaso. These are promotional rates and may change without notice pursuant to applicable law. - 8 PM. Prepaid Debit Cards from, Please write a review to submit your vote, Compare Business Checking Accounts Reviews. If you wish to change to another Plan, just call 1 (877) 8493249 or visit. Here's an explanation for how we make money See below for Official Rules & complete details. Netspend is a registered agent of Republic Bank & Trust Company. Filter & compare all your options in one place. Domestic ATMs only charge a $2.50 withdrawal fee. Unlike credit cards, however, they don't work on credit. This product is Find out how. And look at all the freebies you get: Free direct deposit. If you have a professional tax preparer, give them these Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. 6,000,608 and 6,189,787. But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. Getting a Business Loan When You Have Bad Credit. See the Cardholder Agreement for details. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. What Is Brinks Prepaid Mastercard? You have money questions. When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. If Cardholder is subject to Fraud prevention Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. this post may contain references to products from our partners. A FICO score/credit score is used to represent the creditworthiness of a Netspend is the federally registered U.S. service mark of Netspend Corporation. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. See the Cardholder Agreement for details. Order Your Brink's Money Prepaid Card Here >. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. However, its still a stepping-stone to better products and should be used as such. For up-to-date The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. What Are the Differences Between Federal and Private Student Loans? The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. [2] Payback Rewards SM Adding money to your Brink's Money Prepaid Mastercard is convenient.
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